I have bought our flights and provisionally reserved an apartment for our holiday.
I now need to pay a deposit and have been given the choice of putting a deposit into the owners bank account, or of them phoning us up for card details. Which is best and if we choose the card route would credit card be better than debit card?
I am happy that it is a well-known place that comes recommended on the forum.
Would welcome suggestions and experiences please.
Message posted by BritGreek on 30 January 2010 at 8:31pm - IP Logged
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I would say bank transfer not a CC. I don't like giving out my credit card info, so the transfer seems safer. You could also ask if they take Paypal, which is what I use when taking bookings. Hope it helps:)
Message posted by Viv D on 30 January 2010 at 8:49pm - IP Logged
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I will say if you pay into there hank account then you have to check how much your bank will charge you. With our bank it cost £20.00 to do a payment transfer to Corfu that was for €230.
Have never done it by Debit or Credit Card so cannot give advice on this.
Viv
Message posted by Ellenjay on 31 January 2010 at 9:32am - IP Logged
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I have also been reading the credit card thread & may apply for the Nationwide card just to use for travel, then I can pay the balance for the apartment with that card while there. I presume this is still better value than one of the new front loaded cards?
Independent travel is a learning curve but I am enjoying the process.
Message posted by ElaineK (Paxos) on 31 January 2010 at 10:44am - IP Logged
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When you buy one of those pre-paid cards, you have to buy the currency to put on it at the travel agent's exchange rate and as far as I can make out, that's the same as if you were buying cash currency (ie not a very good rate!) But then they also charge you an extra €3 to make a withdrawal from an ATM.
With the Nationwide card, you get the official exchange rate on the day you withdraw the cash from an ATM and no transaction fee in Greece. So unless the rate took a big dive between when you bought a prepaid card and when you withdraw the cash, you'd be better off with the Nationwide card.
Nationwide changed their rules last year, to stop people using their accounts just to get fee-free travel money. If you aren't an existing customer, you now have to either make the Nationwide Flex account your main current account or open a savings account at the same time. As the minimum deposit for their e-savings account is only £1, it pays to open one of those and use it to get a bit of interest on your holiday savings, then transfer your spending money to your Flex account before you go away.
Elaine
Message posted by posset dave on 31 January 2010 at 4:48pm - IP Logged
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I have just paid my deposit for accomodation through HSBC dead easy on line, had all the Greek bank details, our hosts e-mailed back in one day to say they received it, just be warned do not do it over the phone, I was told it would be a £30 fee compared to the £9 I paid on line.
Posset Dave
Message posted by Ellenjay on 01 February 2010 at 9:06am - IP Logged
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