Just found this on Martins Lewis' site:
The very cheapest way to spend in Europe is using Nationwide's Debit card, as you get the best exchange rate, no cash withdrawal fee or interest. Many holidaymakers have opened accounts just to load cash onto it, to then use while overseas. New Rule: Nationwide's changed the rules to stop new customers getting cheap foreign spending, unless it's their main current account.
Message posted by Janw on 11 June 2009 at 1:56am - IP Logged
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Basically, it is not about charges, but they will not allow new customers to open up a flex account without putting in a large amount of money each month!
Message posted by artisans on 12 June 2009 at 10:50pm - IP Logged
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Does anyone know what rate you get if you use the Nationwide flexcard, I have one but worry about using it solely abroad in case my card gets swallowed up and then I'm left with nothing
lin
Message posted by kassi on 13 June 2009 at 1:24am - IP Logged
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I opened one last Sept purely to use for holidays - and used it last month in Corfu - got statement today and was getting 1.135 exchange rate with no commission.
The highest rate in Kass at the time was 1.13 but commission was charged.
Glad I got it when I did! I too was a bit concerned about it being swallowed but used it at several ATMs with no problem.
Message posted by ElaineK (Paxos) on 13 June 2009 at 9:00am - IP Logged
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New would-be customers can get round this new rule by opening an e-Savings account as well as a FlexAccount. You can instantly transfer money between the two accounts online, it only requires a £1 balance to be kept in it and there's no need for regular deposits.
I suppose you could use the e-Savings to save up through the year for your hols (and earn a bit of interest on what you save) and then transfer everything except £1 back into the FlexAccount before you go away.
Elaine
Message posted by nuffstrong on 13 June 2009 at 11:21am - IP Logged
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You may find some ATM's reject your card refer you to your Bank even though you have funds. I tried several ATm's initially and even rang the Bank who confirmed the account was in order. I always have a back up so used my Lloyds card and paid their £2 charge argh ! I drove from the ATM at the Marketa (T junction) Sidari, to Alpha in Roda then finally Alpha Acharavi where it did relinquish 120E. After that no matter what my balance the Alpha machines would only give 120E (£109 at the time) per day even though Nationwide's maximum is £300 a day.
Steve
Message posted by GJJW on 13 June 2009 at 12:25pm - IP Logged
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Hi artisans
I believe around £1500, but as someone else mentioned, there are ways around this.
I use my card in the Alpha in Acharavi and have never had any problems.
Great account in my opinion.
Cheers
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