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Holiday Money

Kalami, Kouloura and Agni, Corfu

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Wilbo2 View Drop Down
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Direct Link To This Post Topic: Holiday Money
    Posted: 08 Jun 2014 at 12:07pm
Hi all, after a bit of advice please.
We are at A&A in July, and in the past have always taken sterling travellers cheques and changed them with Gina. However it's three years since we have been on holiday, let alone our beloved Kalami, and wonder what everyone else takes? We are a family of four so the daily spend can be quite high! I know we can get a safe no problem, but do you recommend euros, or your own bank debit card, or one of the increasingly popular cash cards loaded with euros? What do the tavernas prefer? Thanks in anticipation, just over five weeks to go, can't wait!
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Direct Link To This Post Posted: 08 Jun 2014 at 5:27pm
We take euros and a credit card for emergencies...but many people take £ s as they say the exchange rate is better on Corfu than in the UK. Tavernas seem happy to accept cards and cash. Have a lovely holiday
and Charlie, Nia and Daniel's Gran too
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Direct Link To This Post Posted: 08 Jun 2014 at 9:38pm
We take €s and cash normally but due to a better rate at home and no commission we will be taking more €s and the usual card.
Keep taking your, take a holiday in kassiopi pills.

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Direct Link To This Post Posted: 09 Jun 2014 at 5:38am
We are taking euros and a card for emergencies. We got a good exchange rate (I think!) 
It's easy to get to Kassioppi to get more from a cashpoint so we're taking enough for at least the first week and then see how things go. It's always a dilemma isn't it, how much money to take and how to take it. 
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Direct Link To This Post Posted: 09 Jun 2014 at 8:46am

Take what you can afford, if you have anything left then that is a bonus. On the other hand if you go mad then its milk pobs when you get home Have a great holiday.
Keep taking your, take a holiday in kassiopi pills.

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Direct Link To This Post Posted: 10 Jun 2014 at 2:21pm
Hi everyone! Thanks for all your replies. Think we'll leave the travellers cheques behind this year and take euros and a card! We always take more than we actually need, as Davyboy says, it's best to take anything left home, rather than leave yourself short!
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Direct Link To This Post Posted: 10 Jun 2014 at 3:38pm
After all the discussions regarding exchange rates, in reality a few fractions of a cent either way makes little difference with the amount of money most people have to spend for their holiday. Its not worth fretting about.
On the other hand, if you are thinking of investing in a property its a different matter.
Bob.
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Direct Link To This Post Posted: 10 Jun 2014 at 4:13pm
Thanks Bob, my initial post was really to find out whether travellers cheques were still easily accepted in Kalami, as it's a few years since we've been. Our Bank here says they're a much less popular choice than the new wave of loaded currency cards. You're right about the exchange rates differing, that's not something we'll spend any time fretting about! With two teenagers in tow we know exactly how much we'll be spending! It won't be cheap, never is, but will be enjoyed to the max, as usual!
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Direct Link To This Post Posted: 11 Jun 2014 at 3:58am
Travellers Cheques are hardly used now and some places will not accept them (I believe they may incur a charge at the bank). Pre-paid currency cards widely accepted in shops and tavernas but I am sure you pay a charge if you withdraw your pre-loaded euros via a cashpoint, (there is no cashpoint in Kalami - the nearest is Kassiopi or Ipsos). 
Suggest taking euros and using your debit card to top-up if needed.
Beside the sea all worries wash away!!
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Direct Link To This Post Posted: 11 Jun 2014 at 4:35am
With respect Bob. If we are getting 1.23€ to £1 at home and in Kass it's 1.19 after commission 1.17€ then there is a big difference On £1000 it's 60€ more. A couple of meals out. It's better in our pockets.
Keep taking your, take a holiday in kassiopi pills.

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Direct Link To This Post Posted: 22 Jun 2014 at 1:40pm
We always take some euros and a Nationwide card, we then pay for meals with card and get cash when required in Kassiopi.
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Direct Link To This Post Posted: 23 Jun 2014 at 12:54am
€1.25 with a N&P card and no charges Smile
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Direct Link To This Post Posted: 28 Jun 2014 at 7:51am
I got a Halifax Clarity Card as recommended by Martin Lewis's Money Saving Expert website. Have to say it's the best travel companion you can have. You get the best daily rates available without any commission charges. You have to able to pay it off in full when the bill comes though as the interest charges are where they make their money. So if you've got the cash in your UK bank account and don't want to carry a load of Euros, just use the card as you would at home and pay it off in full when you return.
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Direct Link To This Post Posted: 28 Jun 2014 at 8:50am
So with my N&P card I get the visa rate same as the Clarity card, pay no commission or interest. Clarity is good for purchases where accepted as I also have one of these, but for ATM's you cannot beat the N&P Gold Classic current account,
              MCH
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Direct Link To This Post Posted: 28 Jun 2014 at 9:22am
The Halifax Clarity card charges interest from the time that you withdraw the money until you pay as it is a credit card and not a debit card.
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Direct Link To This Post Posted: 28 Jun 2014 at 9:51am
If the balance is paid by the due date there will be no interest.
Beside the sea all worries wash away!!
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Direct Link To This Post Posted: 28 Jun 2014 at 6:20pm
Originally posted by Elliemay Elliemay wrote:

The Halifax Clarity card charges interest from the time that you withdraw the money until you pay as it is a credit card and not a debit card.

There's definitely no interest unless you fail to pay off the balance in full when you get the statement. Best way is to set up a direct debit to pay of the entire balance.
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Direct Link To This Post Posted: 29 Jun 2014 at 1:09am
I have a Halifax Clarity Card and have a direct debit to pay the full amount off and was charged interest from when I took the money out. From the Halifax site 
                                                                                      
Will I get charged interest if I withdraw cash from a cash machine?
You pay interest from the day you withdraw cash, but unlike many other cards, there's no withdrawal fee. Whilst we won't charge you a cash advance fee, some independent cash machine providers may charge a fee for their service.
http://www.halifax.co.uk/creditcards/low-rate-no-fee/clarity-card/#cash_charged

MCH

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